Scams are happening left and right. Sometimes, there might be one happening right under our nose. Due to the rapid change in technology, older people might be unaware and might be the most susceptible to phone scams. It’s important to stay informed about the phone scams targeting seniors so that their personal information is kept safe!Elderly people are at risk of being bullied into handing over their personal information. Watch out for these 3 #phonescams! #UnlimitedCareCottages Click To Tweet
Most Common Scams
Unfortunately, phone scams continue to exist. Since the caller can remain anonymous and hide their phone number, the phone calls are hard to trace. There are many types of scams that exist, but the following three tend to take advantage of senior citizens.
- Social Security Fraud
- Grandparent Scam
- Charity Telemarketers
1) Social Security Fraud: “Your social security number has been suspended”
This type of phone call uses scare tactics to asks you to react quickly to save your social security number. Callers might introduce themselves as government officials or say they’re calling on behalf of the social security department. If you stay on the line long enough, they’ll say they’re reporting illegal activity and will even threaten arrest, but the call is fraudulent.
2) Grandparent Scam: “There’s been an accident and I’m__”
Con artists play on the heartstrings of grandparents by posing as their grandchildren over the phone. This scheme might sound a couple of different ways. Usually, however, the caller states they are in some type of emergency and need their family member to process a money wire transfer for relief. Most of these phone calls are anonymous so be sure to ask the caller questions to verify their identity.
3) Charity Telemarketers: “I’m with the Childhood Cancer Fund…”
Unfortunately, scammers know how to exploit the kindness of older adults to benefit themselves. This type of phone call usually introduces a charity or support fund in great detail to obtain a donation. Even if the cause sounds legitimate, it’s best to not share bank account or credit card numbers over the phone. A real charity will provide a way online or in-person to receive donations.
Pro Tip: Register your phone with the Federal Trade Commission’s national do not call registry to remove your phone number from the telemarketers’ contact list.
Protect Your Loved Ones
When you answer an unknown number, it’s important to stay aware of the phone scams targeting seniors that exist. Protect the privacy of yourself and your family members by asking questions and verifying the identity of the caller. In the case of a ploy, hang up and block the phone number.
Contact us today for more information about the care and protection that we can provide for your aging loved ones.